About Money Learning Center

The Money Learning Center is a company dedicated to educating families, individuals, and businesses toward wise financial decisions.

Ron and Tony Jennings founded the Money Learning Center to help you find answers to questions you have about money, and how it effects you and your family. Our site will answer questions whether you are retired or still working.

"We owed over $34,000 in credit card debt. We've started our plan and are amazed at the change. We have learned to live within a budget. We have paid off 4 of our 6 credit cards. We hope this testimonial will help others to find the power within themselves to get debt-free."

- Ryan and Becky L.

Ron and Tony have over 30 years experience helping people understand that rate of return on investments is not where planning stops. Things such as opportunity costs, wealth transfers, protection, and taxes are important, and need attention if you want your money to do all it can.

Ron and Tony have done numerous educational workshops to the public, as well as companies. They have co hosted two radio shows. They pride themselves in making complex issues easy to understand. They educate people so they can make and understand their financial decisions.

"You have been very helpful is assuring us we wouldn?t be in poverty when we retire."
- Tom and Myrna

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YOUR Wealth and How We CAN Help!

You have 3 types of money in your Circle of Wealth; Accumulated, Lifestyle, and Transferred. Most spend the bulk of their time on their accumulated money, possibly leaving holes in their plan.

Accumulated money is dollars you have saved, or are currently saving. Your Lifestyle money is dollars you are currently using to maintain your standard of living. The reason most don't or think they can't save more is because they don't want to lower their standard of living. We don't necessarily think you have to.

What makes us unique is that we first look at money you may be Transferring away from your wealth unknowingly and unnecessarily. It is important to begin focusing on money you may be transferring unnecessarily because this most often has the biggest impact on your Circle of Wealth over time. By avoiding unnecessary transfers, dollars are then freed up to put towards accumulation or lifestyle with no out of pocket cost.